Move In Connect Powered By Cheap Bills is committed to protecting the privacy of your personal information. This policy explains how Move In Connect Powered By Cheap Bills manages the personal information that we collect, use and disclose and how to contact us if you have any further questions about our management of your personal information. This policy does not cover personal information collected or held by Move In Connect Powered By Cheap Bills Ltd or any of its related bodies corporate (as applicable) about its employees.

Move In Connect Powered By Cheap Bills is bound by the Australian Privacy Principles in the Privacy Act 1988 (Cth) (and applicable State and Territory health privacy legislation), which regulate how we may collect, use, disclose and store personal information, and how individuals may access and correct personal information held about them. Move In Connect Powered By Cheap Bills is also required to comply with the Spam Act 2003 (Cth) and the Do Not Call Register Act 2006 (Cth).

If you have any questions regarding Move In Connect Powered By Cheap Bills’s Privacy Policy or would like us to send you a copy of this policy please contact our Privacy Officer using the details provided below. Our Privacy Policy may be amended from time to time. The current version will be posted on our website.

Personal information is any information or an opinion, in any form, true or not, about an identified individual or an individual who is reasonably identifiable. Examples of personal information include their name, address, phone number and email address.

Sensitive information is a special category of personal information. Sensitive information includes health information and information about a person’s race, political opinions, ethnic origin, religious or philosophical beliefs, membership of political, professional or trade associations, sexual preferences and criminal history.

Move In Connect Powered By Cheap Bills only collects personal information about you by fair and lawful means. Move In Connect Powered By Cheap Bills collects personal information in a number of ways. Our usual practice is to collect personal information directly from you, or your authorised representative, for example in these instances:

• you enquire about or require a quotation for a product or service offered by our participating providers;
• you apply for or purchase a product offered by a Move In Connect Powered By Cheap Bills business and one our partnered providers;
• you contact us by telephone, e-mail, online, or mail;
• you visit our website;
• we supply other products or services to you; or
• you enter into competitions, trade promotions, special offers or other offers with Move In Connect Powered By Cheap Bills or its direct partners.

Sometimes we collect personal information about customers or potential customers from third parties, a publicly available source, or marketing and similar lists legally acquired.

If you pass on personal information about a third party, please ensure you tell them about this privacy policy.

If you pass on personal information about a third party, please ensure you tell them about this privacy policy.

The types of personal information that we collect and hold about you depends on the circumstances of collection, including whether you are a customer, provider, contractor, stakeholder, job applicant or provide information in another capacity.

For example, if you request a quote for a service or product offered by one of our participating providers, we may collect your name, address, email address, telephone number, date of birth and any other information needed to give you a quote. If you deal with us in another capacity, we may collect your name, contact details and any other information you choose to provide to us.
Any personal information that you provide via our website or call centre (for example, for comparison purposes, or to obtain a quote, or purchase products) is collected and stored by Move In Connect Powered By Cheap Bills.

To provide some services, it may be necessary to collect and hold your sensitive information (such as medical or lifestyle information), for example, if you wish to obtain a comparison quote on health or life insurance. We only collect sensitive information about you with your consent (unless we are otherwise allowed or requested to by law).

When you provide personal information to a third party via Move In Connect Powered By Cheap Bills (for example, to purchase services or products on third party website linked to Move In Connect Powered By Cheap Bills) that information is collected and managed by that third party. You should familiarise yourself with the third party privacy policy prior to disclosing your information.

Move In Connect Powered By Cheap Bills may monitor and record phone calls that made to us in some circumstances. For example, calls to our contact centre are monitored and recorded for staff training, to improve customer service, and to meet regulatory guidelines.

Some of the products offered by our participating providers can cover more than one person (for example, family and couples health insurance policies that cover two or more persons). If you provide us with information about your partner or a dependant on the policy, you must obtain that person’s permission to give us the information and inform them of this policy.

If we are not able to collect your personal information, we may not be able to provide you with our products or services or do business with you or the organisation with which you are connected.

• you enquire about or require a quotation for a product or service offered by our participating providers;
• you apply for or purchase a product offered by a Move In Connect Powered By Cheap Bills business and one our partnered providers;
• you visit our website;
• we supply other products or services to you; or
• you enter into competitions, trade promotions, special offers or other offers with Move In Connect Powered By Cheap Bills or its direct partners.

Sometimes we collect personal information about customers or potential customers from third parties, a publicly available source, or marketing and similar lists legally acquired.

If you pass on personal information about a third party, please ensure you tell them about this privacy policy.

Move In Connect Powered By Cheap Bills uses personal information for a range of reasons including:

• providing services and products to our customers;
• answering inquiries and delivering customer service;
• informing our customers and prospective customers about products, services or promotional offers we think may be of interest to them;
• Informing Energy customers and prospective customers about other products, services or promotional offers we think may be of interest to them;
• ensuring we comply with the requirements of our participating providers;
• maintaining and improving our customer service;
• meeting our regulatory and legal obligations;
• managing and resolving any legal or commercial complaints and issues;
• considering job applicants for current and future employment;
• managing our relationships with participating providers, suppliers and stakeholders;
• carrying out internal functions including training; and
• conducting marketing research and analysis.

Move In Connect Powered By Cheap Bills may also use personal information for purposes required or authorised by or under Australian law, including purposes for which you have provided your consent. That consent may be written, verbal or implied by your conduct.

For example, if you request a quote for a service or product offered by one of our participating providers, we may collect your name, address, email address, telephone number, date of birth and any other information needed to give you a quote. If you deal with us in another capacity, we may collect your name, contact details and any other information you choose to provide to us.

Any personal information that you provide via our website or call centre (for example, for comparison purposes, or to obtain a quote, or purchase products) is collected and stored by Move In Connect Powered By Cheap Bills.

To provide some services, it may be necessary to collect and hold your sensitive information (such as medical or lifestyle information), for example, if you wish to obtain a comparison quote on health or life insurance. We only collect sensitive information about you with your consent (unless we are otherwise allowed or requested to by law).

When you provide personal information to a third party via Move In Connect Powered By Cheap Bills (for example, to purchase services or products on third party website linked to Move In Connect Powered By Cheap Bills) that information is collected and managed by that third party. You should familiarise yourself with the third party privacy policy prior to disclosing your information.

Move In Connect Powered By Cheap Bills may monitor and record phone calls that made to us in some circumstances. For example, calls to our contact centre are monitored and recorded for staff training, to improve customer service, and to meet regulatory guidelines.

Some of the products offered by our participating providers can cover more than one person (for example, family and couples health insurance policies that cover two or more persons). If you provide us with information about your partner or a dependant on the policy, you must obtain that person’s permission to give us the information and inform them of this policy.

If we are not able to collect your personal information, we may not be able to provide you with our products or services or do business with you or the organisation with which you are connected.

• you enquire about or require a quotation for a product or service offered by our participating providers;
• you apply for or purchase a product offered by a Move In Connect Powered By Cheap Bills business and one our partnered providers;
• you contact us by telephone, e-mail, online, or mail;
• you visit our website;
• we supply other products or services to you; or
• you enter into competitions, trade promotions, special offers or other offers with Move In Connect Powered By Cheap Bills or its direct partners.

Sometimes we collect personal information about customers or potential customers from third parties, a publicly available source, or marketing and similar lists legally acquired.

If you pass on personal information about a third party, please ensure you tell them about this privacy policy.

In providing products and services to you, we may disclose personal information. Your personal information might be shared between Move In Connect Powered By Cheap Bills businesses as outlined in this policy.Move In Connect Powered By Cheap Bills may disclose your personal information to, where appropriate:

• if you are a customer; our participating providers (b, you should read their privacy policy before deciding if you want to provide your personal information to participating providers directly or via our website links);
• professional advisors;
• contracted service providers, including:
  • information technology service providers;
  • payment systems operators and financial institutions;
  • organisations authorised by Move In Connect Powered By Cheap Bills to conduct promotional, research and/or marketing activities;
• legal agencies or government authorities; and
• persons acting on your behalf including those nominated by you: executors, trustees; and legal representatives.

We may disclose your personal information to third parties for other purposes required or authorised by or under law, including purposes for which you have provided your consent. That consent may be written, verbal or implied from your conduct. In all circumstances where your personal information is disclosed, we will take all reasonable steps to ensure that these third parties undertake to protect your privacy.

Customers and potential customers may be contacted from time-to-time with information about services and products offered by Move In Connect Powered By Cheap Bills and our business partners, which may interest you. We will contact you by email, SMS, mail, telephone, or social media. Usually we provide you the opportunity to opt out direct marketing. Consent to receive direct marketing communications is implied if you do not opt out of direct marketing and remains current until you advise us otherwise. Opt-out of direct marketing any time. Contact our Privacy Officer to find out how we obtained your personal information using the details provided below. How do you opt out of direct marketing? Let us know at any time if you don’t want personal information we hold about you to be used or shared for direct marketing, or you do not wish to be contacted about marketing and promotions. We might need to contact you to clarify your request, for extra information, or to verify your identity. If you want to unsubscribe from future marketing and promotions, email “Unsubscribe” to marketing@Move In Connect – Powered By Cheap Bills.com.au

• if you are a customer; our participating providers (b, you should read their privacy policy before deciding if you want to provide your personal information to participating providers directly or via our website links);
• professional advisors;
• contracted service providers, including:
  • information technology service providers;
  • payment systems operators and financial institutions;
  • organisations authorised by Move In Connect Powered By Cheap Bills to conduct promotional, research and/or marketing activities;
• legal agencies or government authorities; and
• persons acting on your behalf including those nominated by you: executors, trustees; and legal representatives.

We may disclose your personal information to third parties for other purposes required or authorised by or under law, including purposes for which you have provided your consent. That consent may be written, verbal or implied from your conduct. In all circumstances where your personal information is disclosed, we will take all reasonable steps to ensure that these third parties undertake to protect your privacy.

Move In Connect Powered By Cheap Bills may store your information electronically or in hardcopy form. We take reasonable steps to protect your personal information from misuse including, interference, loss, unauthorised access, disclosure, and modification .

This may include a range of systems and communication security measures, as well as the secure storage of hard copy documents. In addition, access to your personal information will be restricted to those properly authorised to have access.

Move In Connect Powered By Cheap Bills relies on your personal information in conducting our business, It is important the information we have is complete, accurate, and up-to-date. If you think your personal information is incorrect, incomplete, outdated, or misleading, contact our Privacy Officer below to correct the information.

Move In Connect Powered By Cheap Bills is professionally hosted and operated in a secure environment. You should be aware that there is often a risk in sharing personal information on the Internet.

Cookies are information pieces which a website transfers to your computer for record-keeping. Information collected might be used by Move In Connect Powered By Cheap Bills to enhance and personalise your experience on our website. We collect aggregated non-personally identifiable data to assist us to maintain and better the delivery of Move In Connect Powered By Cheap Bills online marketing and service. Aggregated data enables Move In Connect Powered By Cheap Bills to improve website navigation and content.

When visiting our online resources, Move In Connect Powered By Cheap Bills may collect statistical information about your visit including but not only:

• server address;
• domain name;
• time and date of your visit;
• pages accessed and documents downloaded;
• previous sites visited;
• we browser used.

We record this data to maintain our server and improve our services. There are several methods and packages that we use to collect visitor behaviours on each of our online platforms. Like a number of commercial web site operators, Move In Connect Powered By Cheap Bills use tools to measure and analyse internet usage across our web sites. This enables Move In Connect Powered By Cheap Bills to track the number of unique browsers to our web sites.

Links to third party websites are provided on our website, Move In Connect Powered By Cheap Bills are not responsible for the practices or content of third party websites.

Links are provided for your convenience and do not represent an endorsement of a third party website. Move In Connect Powered By Cheap Bills recommend that you check the privacy policies of third party websites before providing them personal information.

Request access to your personal information by contacting our Privacy Officer below. Generally access will be provided. Access to personal information may be denied in some circumstances, for example:

• providing access would impact unreasonably on the privacy of others;
• the request is vexatious or frivolous ;
• the information is in relation to anticipated or existing or legal proceedings and would not usually be accessible as a part of those legal proceedings;
• providing access would be considered unlawful;
• providing access could prejudice law enforcement related activities;
• providing access would show evaluative information in relation to a commercially sensitive decision-making process; or
• access would pose a threat to the health or safety, or life of any individual or the public health.

Any restrictions or denials to information requested will be provided in writing. Fees may be charged for access to information and will be payable at the time of access.

For concerns or complaints please contact our privacy officer below . We respond to all concerns and complaints within 30 days. Contact the Australian Information Commissioner on 1300 363 992 or visit their website at www.oaic.gov.au for more information about privacy requirements or to report privacy concerns. Contacting us If you:

• have questions, worries or complaints about how your personal information is collected or handled by Move In Connect Powered By Cheap Bills;
• would like a hard copy of the privacy policy or to discuss issues relating to the privacy policy or privacy matters in general; or
• would like to access to or make changes to your personal information.